Ken Shepherd Insurance

Freedom STM provides temporary health insurance for a period of 30 days up to 6 or 12 months. Providing peace-of-mind coverage for individuals and families, short-term medical is typically less expensive than individual medical plans and STM plans can take effect within 24 hours. There are a variety of deductibles, coverage length and payment options to choose from.

Few things are as important as choosing the right health insurance for you and your family. IHC Health Solutions' Freedom Health Plans provide peace-of-mind major medical coverage with a variety of benefit options to meet your needs.

Meeting the varying health insurance needs of small employer groups is a challenge. Thanks to IHC Health Solutions' Partners Plus Plan Solutions, it's a challenge that can be easily satisfied. With three plans to choose from and the option for groups to select multiple plan designs, Partners Plus offers the flexibility to meet any need at an affordable cost.

This dental plan for individuals and their families features automatic acceptance, multiple plan designs, freedom to choose your own dentist, preventive, basic and major coverage and plans for those under 65 and over 65!

Looking for a group dental plan with options? Flexident Dental offers the best choice of flexibility combined with competitive rates to completely satisfy the needs of your business.

Specifically designed for international travelers, Overseas Travel STM provides health coverage while abroad.

Helping to keep your prescription drug costs down is quickly becoming more important these days. Our Rx Pay Card can help you do just that, with its automatic issuance and no time limits for pre-existing conditions. Accepted at more than 42,000 pharmacies nationwide, the Rx Pay Card has the following four tier formulary program:

• The first tier is generic drugs that will be available to you for a payment of up to $10.00.
• The second tier is brand name drugs and select generic drugs that will be available to you for a payment of up to $20.00.
• The third tier is brand name drugs and select generic drugs that will be available to you for a payment of up to $50.00.
• The fourth tier is brand name drugs that we have negotiated a special discount price for you.